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And we're presumably still waiting for the majority of existing fixed rate mortgages to reset. The magnitude of the debt deflation-induced recession we're about to experience is going to be something to behold.

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This seems a telling sign. I don’t fully understand but I think the OSFI just forced banks to be ready for increased economic risk...& to have the capital on hand to withstand such risk...

https://www.theglobeandmail.com/business/article-osfi-banks-domestic-stability-buffer-2/

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